Personal Finance & Budgeting Blog
Tips on budgeting, saving, and open banking in Europe.
The world's first trillionaire, and why there shouldn't be one
Elon Musk just became the world's first trillionaire. Here's the case against wealth that size, what history shows, and what the defenders get right.
Cozzy is in open beta: a friendlier money app for Ireland
Cozzy is now in open beta. A calm, empathetic money app built in Ireland, with an AI coach, real budgeting, and a learning hub designed for the way people actually use money.
Ireland's Cost-of-Living Squeeze Just Got Worse
Inflation hit 3.6% in March as energy prices surged 11%. Here's what's driving costs up and how Irish households can protect their finances.
Ireland's housing crisis: what the 2026 rental reforms change
Rents up 80% in a decade, homes at eight times earnings, and the biggest rental reform in years. What went wrong, what changed, and what it means for your financial life.
How Europe Built Open Banking and Where It's Headed Next
From PSD1 in 2007 to FIDA in 2027, here's how European regulation created open banking and why the next wave matters even more.
Ireland's Rent Crisis: Can Public Sector Workers Still Afford to Live Where They Work?
Dublin rents now consume most of a starting nurse or Garda salary. Here's how other European countries support their public workers and what Ireland could learn.
My Future Fund: Should You Stay In or Opt Out This July?
Ireland's pension auto-enrolment affects 800,000 workers. Here's what My Future Fund costs, what you get back, and whether opting out in July makes sense.