Track spending, hit savings goals, and get AI-powered nudges that actually make a difference — all in one calm, beautiful app.
No jargon. No overwhelm. Just clarity, at your own pace.
1Download Cozzy and securely link your bank. You're up and running in under two minutes.
2It learns your patterns and surfaces insights that actually fit your life — not generic advice.
3Less anxiety, more clarity. You'll know where you stand — and learn to get more from every euro
Budgeting tools, spending insights, and an AI coach that help you spend mindfully and save consistently.
Set flexible category budgets that bend with your real life — not someone else's ideal week.
Auto-categorisation and clear visuals turn a wall of transactions into something you can actually read.
Ask anything about your money in plain English. Olivia answers from your data, not the internet.
Holidays, emergency funds, that next big thing — set a real target and feel the progress as you go.
Curated learning paths and a library of books, podcasts and articles — your cozy corner for financial learning.
Securely link via Open Banking. Transactions sync automatically.
Curated podcasts, books, and articles tailored to your financial goals.
Timely alerts for bills, overspending, and savings milestones.
Switch to a beautifully crafted dark theme that's gentle on your eyes during late-night budget sessions. Every screen, fully optimised.
Beautiful, intuitive screens designed to make managing money feel effortless.
Download the app from your app store and create your free account in under 2 minutes. Then securely link your bank accounts via Open Banking to see all your finances in one place.
Yes, Cozzy uses bank-level encryption and is GDPR compliant. We connect to your bank via Open Banking, which means we never see your login credentials. Your data stays yours.
Set savings goals for anything — a holiday, emergency fund, or that next big purchase. Cozzy tracks your progress automatically and provides AI-powered insights to help you spend mindfully and save consistently.
Yes, Cozzy is free to download and use. You can track spending, set budgets, create savings goals, and get AI-powered financial insights at no cost.
Cozzy's AI Coach lets you ask questions about your finances in plain English. It gives you personalised spending summaries, budget checks, and actionable tips based on your actual transaction data.
Cozzy connects to your bank via Open Banking, supporting major banks across the UK and Europe. Your login credentials are never shared with Cozzy — the connection is handled securely by regulated Open Banking providers.
Empower your employees with financial education and tools. Reduce financial stress and boost workplace wellbeing.
Bring financial wellness to your organisation. We'd love to discuss how Cozzy can help your team.
We typically respond within 24 hours