Know your money. Grow your money.

Track spending, hit savings goals, and get AI-powered nudges that actually make a difference — all in one calm, beautiful app.

Coming Soon

Get early access

Drop your email and we'll let you in first when Cozzy launches.

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We'll email you when Cozzy is ready to download.

Cozzy spending insights showing category breakdown with percentages and totals
Cozzy budget tracker showing category spending limits and progress bars
Cozzy app transaction list with automatic categorisation and colour-coded spending
Bank-level encryption
Open Banking powered
Your data stays yours
GDPR compliant
Features

Everything you need to budget, save, and grow your money

Simple budgeting tools, spending insights, and an AI coach that help you spend mindfully, save consistently, and understand your finances better.

Budget categories showing spending limits and usage per category
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Smart Budgeting

Flexible budgets that adapt to your lifestyle. Track spending by category, get alerts before you overspend, and visualise your cash flow in real-time.

Spending breakdown showing category percentages and totals
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Spending Insights

See exactly where your money goes with automatic categorisation and visual breakdowns — so you can make better decisions, effortlessly.

Olivia AI assistant offering personalised financial questions and insights
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AI Coach

Ask Cozzy anything about your finances in plain English. Get personalised tips, spending summaries, and budget checks powered by AI.

Savings goal tracking holiday to Portugal at 45% complete
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Savings Goals

Set and track goals for anything — a holiday, emergency fund, or that next big purchase. See your progress, monthly targets, and time remaining.

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Bank Connection

Securely link your accounts via Open Banking. All your transactions, automatically in one place.

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Financial Education

Build your financial knowledge with curated podcasts, books, and articles tailored to your goals.

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Smart Alerts

Get timely notifications for upcoming bills, overspending, and milestones so nothing catches you off guard.

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Easy on the eyes, day or night

Switch to a beautifully crafted dark theme that's gentle on your eyes during late-night budget sessions. Every screen, fully optimised.

Cozzy app in dark mode showing quick actions and weekly spending
See It In Action

A quick look inside Cozzy

Beautiful, intuitive screens designed to make managing money feel effortless.

Cozzy transaction list with automatic categorisation
Cozzy spending breakdown by category with visual charts
Cozzy budget categories with spending limits and progress
Cozzy savings goals tracker showing progress towards targets
Cozzy AI financial coach providing personalised money insights
Cozzy financial education hub with podcasts, books, and articles
Quick Setup

Your journey to financial freedom

Three simple steps. That's all it takes to transform how you manage money.

1
download

Download & Sign Up

Get the app from your store and create your free account in under 2 minutes.

2
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Connect Your Bank

Securely link your accounts to see all your finances in one place.

3
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Start Saving

Set goals, track spending, and watch your savings grow automatically.

Cozzy Education Hub with podcasts, books, articles and learning paths
Education Hub

Financial wellness starts with understanding

Cozzy's Education Hub brings you curated content from trusted sources - your cozy corner for financial learning.

  • school
    Bite-sized lessons on budgeting, saving, and investing
  • podcasts
    Curated podcasts from financial educators
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    Book recommendations with key takeaways
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    Articles tailored to your financial goals
Enterprise

Financial Wellness for Your Team

Empower your employees with financial education and tools. Reduce financial stress and boost workplace wellbeing.

schoolFinancial literacy training
psychologyReduce employee stress
analyticsEngagement analytics
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Let's Talk

Bring financial wellness to your organisation. We'd love to discuss how Cozzy can help your team.

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We'll get back to you within 24 hours.

scheduleWe typically respond within 24 hours